My Experience and Learnings After De-leading Two Homes In Massachusetts

Making a Home Lead Free
If you own or plan to buy a property in Massachusetts built before 1978, chances are it contains lead paint, or did at one point. For homeowners, landlords, and house hackers, this isn’t just a renovation detail, it’s a legal requirement and a health priority.
Lead exposure, especially for children under six, can cause serious developmental issues. That’s why Massachusetts has some of the strictest lead laws in the country. But the process of de-leading a home can feel overwhelming: inspections, contractors, compliance letters, and costs that seem to add up fast.
This guide will walk you through every step of the process, from inspection to your final Letter of Compliance, with practical tips along the way.
Understanding Massachusetts Lead Law
Massachusetts law assumes that any home built before 1978 may contain lead paint. The state requires that if a child under six lives in or regularly visits the property, the owner must bring the home into compliance.
Here’s what that means in practice:
- Landlords must de-lead or bring the unit under Interim Control before renting to families with children under six.
- Homebuyers purchasing pre-1978 homes receive a notification form about lead paint and their rights.
- Penalties for non-compliance can include fines and even legal liability if a child is poisoned.
In summary, if kids are in the picture, lead compliance is not optional.
Step 1: Lead Inspection and Risk Assessment
The process begins with a licensed lead inspection. You can’t guess, and you shouldn’t assume. It’s possible to purchase a lead paint test kit at a hardware store or online, but this can only test the one area where the paint is removed from. The only way to know where the lead paint is, is to have a professional inspect the area. Common places of lead paint include interior and exterior doors, window sills, door and window trim, garage trim, and staircases.
You may be thinking, what areas of the house need to be lead free? Does the garage, basement, or exterior count? Most of the time, all of these areas count if people can access them as a part of their tenant agreement. In my duplex, the basement area needs to be de-leaded because the washer and dryer are in the basement. Exterior surfaces that are in reach of a child need to be addressed as well.
The process to do two of my properties went like this:
- A licensed inspector tests painted surfaces (walls, windows, trim, doors, railings). They are not scraping away paint on the inspection to take samples with them. An X-ray scanner is used to determine lead levels on various surfaces.
- They may also take dust wipe samples from floors and window sills. This method was used on the re-inspection to determine compliance.
- I receive a detailed inspection report showing where lead hazards exist usually in under 5 business days. This report can be hard to read, so its important to ask the inspector where the problem areas are.
Typical cost: $300–$600, depending on property size. My inspection was $400 for a single family home and $400 for one unit in a two-family home.
Pro Tip: Even if you’re not legally required to de-lead yet, getting an inspection during due diligence on a property purchase can save major headaches down the road. You may also be able to use this as leverage for obtaining a closing credit to help with the home purchase.
Step 2: Choosing Your Path: Full De-leading vs. Interim Control
Once you have the inspection report, you’ve got two main options:
- Full De-leading:
- Permanently removes or covers lead hazards.
- Involves replacement (windows, doors), encapsulation (special coatings), or removal.
- Ends with a Letter of Full Compliance.
- Interim Control:
- Temporary fix that reduces lead hazards without full removal.
- Faster and less expensive.
- Ends with a Letter of Interim Control (good for up to 2 years, renewable once).
When Interim Control makes sense: If you just bought a rental and need to lease quickly, this buys you time to budget for full de-leading later. I ended up getting both of my properties to full compliance while I was living in them. I recommend going for the full compliance if possible from the start.
Step 3: Hiring Licensed Contractors
You can’t just call any painter to strip and repaint the problem areas. Massachusetts requires that licensed de-leading contractors do most of the work. The good news is that all of the licensed de-lead contractors are listed on the state website for you to check.
What contractors can do:
- Remove or replace windows and doors.
- Strip or cover lead-painted surfaces.
- Apply approved encapsulants.
What homeowners can do themselves:
- In some cases, “low-risk” tasks like painting or covering surfaces can be done by the owner after completing state-approved training.
- In my duplex, there was some broken drywall above the ceiling as the staircase went down into the basement. The inspector indicated that I could remove or cover that drywall with a new section of drywall myself rather than having to pay the contractor to do it. Covering of broken lead paint can be acceptable depending on the scenario but the inspector must suggest and allow it.
Cost range: $6,000–$20,000+ depending on the size of the home and severity of hazards (windows are often the biggest expense). Since all contractors are able to read the de-lead report from the inspector, you can email it to each contractor to get quotes without them having to see the job in person.
Pro Tip: Always verify contractor licensing on the Mass.gov lead program site.
Step 4: The De-leading Work
The actual process can involve:
- Replacement: Old leaded windows and doors swapped out for new.
- Encapsulation: Applying a special paint-like coating that seals in lead.
- Removal: Stripping or sanding paint (strictly regulated, only by pros). This made up most of the work at my properties. It sounds much more straightforward than it actually is.
Safety matters:
- Proper containment and cleanup are critical.
- Families may need to vacate during high-risk work (especially if children are present). I had to leave my unit for 5 working days in order for the work to be completed. It took one day to wrap everything in plastic, two days to strip all the paint, one day to clean the unit with the full cleaning procedure, and one day to obtain the inspection with a negative result to allow reentry.
- Contractors must follow OSHA and EPA safety guidelines.
Timeline: A few days to a few weeks, depending on scope.
Step 5: Post De-leading Inspection & Compliance Letter
Once the work is complete, a licensed inspector returns to re-check the home. This inspection takes place in a manner similar to the initial inspection. My inspector was able to wipe down and test the unit in an hour and then bring the wipes samples to a local lab for a thorough check. The lab was rather quick and only took a few hours to get the all-clear result.
- If everything meets standards → you receive a Letter of Full Compliance.
- If using Interim Control → you receive a Letter of Interim Control.
This letter is your golden ticket: proof that your home is legally compliant and safe. Keep it with your records both physical and electronic copies. It will matter for:
- Renting your unit legally.
- Selling your property.
- Protecting yourself from liability
Financial Assistance & Tax Credits
De-leading isn’t cheap but Massachusetts offers help:
- State Tax Credit → up to $3,000 per unit for full de-leading. I was able to file this with my CPA and received a state credit once I filed my taxes. This is an improved measure from the governor that began at the start of 2024. It was only $1,500 prior to then.
- Lead-Safe Renovation Program → financing for eligible owners.
- HUD Grants → available in some cities/towns for owner-occupied homes.
- MassHousing Loans → low-interest financing for landlords.
Always ask contractors if they’re familiar with programs that can offset your costs.
Landlord & Investor Considerations
If you’re an investor or house hacker, de-leading isn’t just compliance, it’s a business decision.
- Vacancy planning: Do the work between tenants if possible. I made sure my units were de-leading prior to filling the vacancies upon purchasing my properties.
- Marketing edge: “Lead-safe” units can attract families and reduce tenant screening conflicts.
- Budgeting: Build de-leading costs into your acquisition analysis. For older buildings that are larger, it can cost thousands to reach full de-lead compliance.
- Future-proofing: Once compliant, you never need to worry about this law again (unless surfaces are disturbed).
For house hackers, getting the Letter of Compliance upfront makes renting smoother and adds long-term property value.
Common Mistakes to Avoid
- Skipping the inspection → guessing doesn’t cut it. You can’t test for it yourself if compliance is the goal.
- Hiring unlicensed contractors → can lead to fines and redo costs. Make sure the inspector and contractor are both licensed within the state.
- Relying only on interim control → remember, it’s temporary and will need to be brought to full compliance eventually.
- Failing to notify tenants → landlords must disclose lead inspection reports. This is a key component to any lease contract.
- Waiting until a child tests positive → at that point, you’re already in legal and moral trouble. I know of a colleague who this happened to during his first year as a landlord but he had supporting full de-lead compliance paperwork which allowed him to avoid fines, getting sued, or other issues.
FAQs
Do I have to de-lead if no kids live in the home?
Not immediately, but if a child under six moves in, compliance is mandatory.
How long does the process take?
Inspection: 1–2 days. Work: 1–3 weeks. Post-inspection: a few days.
Can I DIY the work?
Only some low-risk tasks after proper training. Most work must be done by licensed pros.
Does de-leading increase property value?
Yes. A Letter of Compliance makes a property more marketable and reduces landlord risk.
What happens if a child tests positive for lead in my rental?
The state can force immediate compliance, and you may face liability.
Is living with lead paint dangerous?
Lead paint can cause lead poisoning if ingested or if the dust from lead paint is inhaled. If the paint is intact, it is not dangerous for occupants however, since children can scape and chew some areas of a home, there is a risk of ingestion. If the paint is cracked or sanded, the airborn dust can also cause lead poisoning.
Conclusion
Getting a home de-leaded in Massachusetts felt daunting at first, but the process is straightforward when you break it down and understand the process.
- Inspection.
- Decide: Full de-leading or Interim Control.
- Hire licensed contractors.
- Complete the work.
- Pass inspection and obtain your compliance letter.
For homeowners, it means peace of mind. For landlords and house hackers like myself, it’s both a legal requirement and a smart investment in your property’s long-term value.
If you own a pre-1978 home in Massachusetts, the best first step is to book a licensed lead inspection. From there, you’ll know exactly what needs to be done and the inspector can provide recommendations.
*I am not a licensed de-leading professional. Laws may change at any time. Please consult a lawyer or local official on this matter for the most accurate information. I am not responsible for any outcomes on decisions readers make regarding their properties.
